38. Destiny

When destiny ordains wealth, it gives birth to industriousness.
When it decrees a life of loss, it inspires only idleness.

That destiny which decreases prosperity increases ignorance.
That destiny which diminishes loss expands knowledge.

However subtle the sundry texts he studies,
a man is left with his native intelligence.

Two natural ways are ordained in this world.
Securing wealth is one. Seeking wisdom's light is another.

In karma's presence, sure success with wealth can fail,
and certain failure can succeed.

Though you guard it well, what destiny does not decree disappears.
Though you cast it aside, what destiny calls yours will not depart.

A man may amass millions, but its enjoyment
will never exceed the portion allotted to him. 

The poor are practically ascetics and would renounce if only karma,
approaching with experiences yet to be, would pass them by.

Why should those who rejoice when destiny brings them good
moan when that same destiny decrees misfortune?

What is there that is mightier than destiny?
For it is present even in the plans we devise to overcome it.